Q: How Much Can I Borrow ?
A: Our minimum loan is $200, but for repeat customers we lend up to $1000.

Q: How quickly can I get the money?
A: We will process your application and send the money all within one working day.

Most bank transfers take a matter of hours however some can take 2-3 business days to clear in your account.

Q: How will I get my money?
A: The loan is always paid directly to your bank account, you can then get access to it as normal.

Q: Can I apply?
A: We only have a few basic requirements. If you are over 18, are in full time employment earning over $1000 a month, not self-employed and can afford the repayments then you are likely to qualify.

Q: Do you credit score my application?
A: Like most lenders, we carry out a credit check as part of our assessment of your application. However don’t worry if you have a default – First Stop Money approves cash advances for applicants with black marks on their credit history. Our policies are very different to those of mortgage lenders and banks.

Q: Can I have more than one Payday loan at the same time?
A: No, we ask that you only ever have one loan at any one time. Because we are a responsible lender, we need to make sure that you can afford to pay back your loan.

Q . My payday or bank details have changed.
A: If details have changed, it’s not a problem, just call us on 0800 442 337 and we’ll be able to sort it out.

Q: What if I think I might have problems paying?
A: We know things change and your circumstances may be working against you. If you are having problems, we always recommend that you give us a call to discuss things and we’ll do our best to help.